Wednesday, 17 May 2017

09:18 – It was 66.1F (19C) when I took Colin out at about 0645 this morning, sunny and calm. It’s already up to 81F (27C).

The insurance adjuster emailed me their estimated settlement figure yesterday. It’s partial because it doesn’t include much of the costs we’d incur refinishing the entire upstairs hardwood floors, including incidental costs like having everything we own moved out and then moved back in when they finish work, putting us up in a hotel for 10 days, and so forth. And all because the floors are continuous, so if they refinish some they have to refinish all.

Barbara and I talked about it last night and agreed that we’re just not going to do that. From our point of view, it’d be a royal PITA to have everything redone, and we don’t want to deal with it. Also, we agreed that it was unfair to expect the insurance company to pay for all that. Yes, technically they’re supposed to make us whole, to restore things to exactly where they were, less our deductible. But neither of us sees any point to costing State Farm many thousands of dollars to do work that we really don’t want to be done anyway. So we decided that we’ll accept their initial payment as payment in full. Sometime in the next week or so, I’ll call our State Farm claims manager and tell her we don’t want any more money from them. I’ll bet that’s not something she hears every day.

The guy from the floor place just came out to measure downstairs. While he was here, we told him that Shaw Brothers had quoted us on replacing the hardwood floor in the master bath, but we didn’t want to do that. He suggested ceramic tile for that room, which Barbara and I agreed was the best choice. So he measured the bath to quote us on that.

I said the other day that we were having plastic composite flooring installed downstairs. That’s wrong. What we’re actually having installed is called LVT, Luxury Vinyl Tile. It’s solid vinyl, recycled not from soft drink bottles, but from PVC pipe. It looks like wood, but is pretty much bulletproof.

More work on science kit stuff today.